Get Peace of Mind with Roofer Cover Insurance

ROOFING TODAY recently sat down with Matt Dawson, Executive Director of Roofer Cover – a new personal accident and sickness insurance specifically for roofers and roofing companies.

Here, Matt shares the personal story which inspired him to set up the policy and why he’s so passionate about other roofers getting covered.

“Having worked in and around the construction industry, it is apparent to me how many operatives, for many reasons, become self-employed – this means more flexibility and greater income potential but also no holiday or sick pay and no income if you aren’t working.

“My motivation for starting Roofer Cover for self-employed roofers was from my own personal experience. Like everyone in their early 40s, I thought it would never happen to me, until it did.

“I was involved in a serious accident which resulted in life threatening injuries, including seven broken ribs, severe lacerations and blood loss, multiple severe internal injuries, a punctured a lung and a collapsed lung.

“I was self-employed at the time and had decided that being young, fit, healthy, cautious, and – as a construction insurance broker – largely office bound, that the risk of missing work through serious injury would be something I was prepared to accept.

“The severity of my injuries led to a 12-month rehabilitation of getting back to work full-time, which put extraordinary strain on finances. If I had my time again, I would have set up a policy as soon as I became self-employed.”

Roofer Cover Insurance

“I realise – especially in construction – no one likes insurance, and it’s the one thing that you buy never expecting or wanting to ever use it. It’s also true that it can often be the thing you wish you’d bought or bought wisely.

“Roofers lead active lives, often playing sports, and the work also has inherent dangers. Rest assured, we have a product which is backed by an insurer who’s been doing it for over 25 years. In addition, we have negotiated discounts from standard rates to help make it a more attractive proposition for roofers.

“My advice to anyone self-employed would be to not put it off and to get a quote. Discuss it with your family and make a decision whether to proceed or not.

“As far as I was aware, there weren’t many solutions available for self-employed roofers – certainly not online. It was also important for me to negotiate discounted rates linked to accreditation and certification to help make the purchase more attractive. I don’t want anyone to find themselves in the position that I did. Now there is a solution where you can get cover online in around 10 minutes.

“I’m also fortunate to have a large network of roofing company business leaders and have been delighted with the support and encouragement I have received with this solution. In addition, I have been heartened by how many have pledged to make their subbies aware of Roofer Cover for their consideration.”

If the worst should happen to you, Roofer Cover provides peace of mind with a monthly income or lump sum to help meet living costs.

To find out more, visit the Roofer Cover website, contact matt@roofer-cover.co.uk or call 01702 230 561.

>> Read more about Roofer Cover in September’s edition of Roofing Today